Solid Advice For Buying The Right Health Insurance
Worrying about which health insurance to buy is not necessary, if you know how to go about finding the information you need, so that you can select what is best for you. There are many useful and time saving tips in this article, than can take the stress out of the whole process.
Choosing the right health insurance plan will be a time and money saver in the future. Whether it is an HMO, PPO, POS or any of a variety of coverage types, the cost associated with medical treatment needs to fit within your budget and needs. Look for plans that will encompass care from your family physician, which will make your coverage more practical.
Always remember to seek new coverage before your current policy expires. You do not want to be in a rush when looking for new health insurance, which you may be if you allow your current policy to lapse. Start searching about a month beforehand, to give yourself plenty of time to make a decision.
To lower the deductible costs of your health insurance, choose a plan whose network includes your primary care doctor as well as your preferred specialists. This will save you from paying a fee to continue to visit your primary care doctor and from paying fees to see your preferred specialists.
Use the resources available to you. There are several websites online that allow you to privately input your family's information, and use it to compare health insurance policies and prices. This can be extremely beneficial to those who may not have the time to shop around for this information on their own.
Never let a health insurance agent pressure you into making a decision. If they try to tell you that what they are telling you is a one-time offer get more info and it will disappear if you do not accept it, move along quickly. Health insurance scams are quickly becoming popular, especially since the economy has left many people with no coverage.
Don't expect your health care policy to be straightforward. Learn all the exceptions in your policy so that your insurance company won't deny you benefits you thought you were entitled to based on a loophole. Peruse every word of your policy, so that you won't have any unpleasant surprises. Understand that you may have to pay on your own for things that are not covered, such as certain procedures or medications.
Now that you have these practical tips to help you, there is no need to worry about finding the right policy for your health insurance needs. Making the smart choice when choosing a provider or policy is within your reach and you can start right now on the road to insurance peace of mind.
Urgent care's impact during the pandemic and the future of on-demand care
A physician urgent care expert discusses the changing role of this type of care and how health IT plays an important part.
By
Bill Siwicki
August 16, 2021
11:54 AM
Dr. David Stern, CEO of urgent care software company Experity and vice president of the Coalition for Urgent Care Access.
Photo: Experity
In 2020 alone, urgent care clinics saw a 58% increase in visit volumes due to the demand for COVID-19-related episodic care, with testing and vaccinations accounting for more than 60% of total visits, according to the latest research from urgent care software company Experity, which surveyed half of U.S. clinics.
Of the 28 million patients who visited these clinics in 2020, almost half were new visitors. How can urgent care clinics retain these patients beyond the pandemic? How can they shift the perception of urgent care from an option for minor, episodic issues, and as an emergency room replacement, to what is now an expanding, one-stop-shop for on-demand care, such as primary care services?
Dr. David Stern is uniquely qualified to answer this and other urgent care questions. He is a practicing urgent care physician, CEO of Experity and vice president of the Coalition for Urgent Care Access. Healthcare IT News interviewed him to get his expert analysis on the state of urgent care, and where IT can help.
Q. Your research found urgent care clinics saw a 58% increase in visit volumes due to the demand for COVID-19-related, episodic care in 2020. How can urgent care clinics retain these new patients and shift the perception of urgent care to a one-stop-shop for on-demand care?
A. During the pandemic, the U.S. urgent care industry demonstrated its unmatched ability to adapt to unprecedented, rapid industry changes, and the market's collective response further cemented urgent care's importance as a key player in the country's care continuum.
https://www.healthcareitnews.com/news/urgent-cares-impact-during-pandemic-and-future-demand-care
https://docs.google.com/presentation/d/1epF3asROLV-VbQsc3q4D-KoTPNFSY6wW-ygZRY4xrAo/edit#slide=id.gb305dd1d5e_0_6